OnTrack Save up to 20% on your car insurance with the OnTrack car insurance app. Contact an agent You’re in control of how you drive every day, and Grange wants to reward you for your good driving. Our OnTrack car insurance program uses a mobile app to collect your driving data and help you qualify for an additional discount on your car insurance. How much will you save? The power is in your hands! What is OnTrack? OnTrack is a telematics insurance program for Grange auto insurance customers. It allows you to take control of how much you’ll save on your car insurance based on your safe driving behavior, which is tracked through the OnTrack app on your smartphone. How it works The OnTrack app collects data for 90 days, monitoring your: Total mileage (e.g., driving short distances, road trips) Time of day (e.g., late night driving, rush hour) Smoothness (e.g., hard braking, harsh acceleration) Road type (e.g., highways, local roads) Each factor is used to calculate a total score up to 100. Then, when your Grange auto insurance policy renews, you can earn a discount based on your driving score over the 90-day period. Grange only uses the data collected to reward, or discount, you for good driving behavior, so you can stress less if you earn a lower score. In fact, most OnTrack drivers receive a discount when they renew their policy. If you’re a new Grange auto insurance policyholder, you will also receive an automatic discount when you enroll in OnTrack. It’s free to participate. The only thing you need is a Grange auto insurance policy and a smartphone. Ready to go? Contact your independent agent to enroll in OnTrack and download the OnTrack app to begin your journey toward savings! Contact an agent OnTrack Program FAQs Download the OnTrack app: Google Play Store Apple App Store * OnTrack may not be available in all states. Available coverages and discounts may vary by state. Please contact your Grange Independent Agent to discuss coverage details, discounts and eligibility requirements. For specific coverage details, always refer to your policy. If the policy coverage descriptions herein conflict with the language in the policy, the language in the policy applies.