Finding a trustworthy contractor Posted in Home While the majority of home repair contractors are honest and reputable, unfortunately there are people and businesses who prey on consumers after a disaster. When talking with potential contractors, be sure to: Ask about their experience – Ideally, the contractor should have at least five years of experience. Ask about projects they’ve done that are similar to yours. Verify their insurance – Make sure the contractor has liability insurance and workers’ compensation coverage. Request references – Ask for names and contact information of previous customers who would be willing to talk with you about their experience with the contractor. Check with the Better Business Bureau or other consumer organizations to find out if the contractor has a record of complaints about workmanship, cost over-runs or other issues. Verify a Business Physical Location – Avoid businesses that have only a P.O. Box or contractors that have recently moved into the area. Report suspicious activity! Grange partners with the National Insurance Crime Bureau (NICB) to prevent and combat insurance fraud. If you suspect suspicious activity or feel you have been defrauded by a home repair contractor, call (800) TEL-NICB (800-835-6422). This article is for informational and suggestion purposes only. Implementing one or more of these suggestions does not guarantee coverage. If any policy coverage descriptions in this video conflict with the language in the policy, the language in the policy applies. For full details on Grange’s home insurance coverages and discounts, contact your local, independent Grange insurance agent. Know someone who would find this information helpful? Share via: Facebook Twitter LinkedIn Email Related resources Video: Contractor loss prevention Posted in Business It’s more important than ever for employers to place a strong emphasis on creating a safe and profitable work environment. This is especially true for contractors. Get five quick tips to prevent losses and keep work sites safe. Safety tips to protect your contracting business and employees Posted in Business In the contracting world, it literally takes sweat to build up a business. After all the hard work you’ve put in, you don’t want to see anything bring your company down. Protecting your livelihood, your employees and your assets begins with understanding what you’re up against on the job every day.