Homeowners insurance to fit your lifestyle Grange home insurance provides quality coverage for one of life’s biggest investments—your home. Whether you’re after additional protection or deep discounts, there are options tailored for you by an independent insurance agent. Find out what type of home insurance you need: Select your state Georgia Illinois Indiana Kentucky Ohio Pennsylvania Tennessee Virginia Save in multiple ways Grange offers a variety of home insurance discounts, giving you affordable home insurance options. Multi-policy Save when you bundle your Grange home insurance with an auto insurance policy. Learn more about multi-policy Prompt payer Earn money off your policy when you pay your premium in full before the due date. Home buyer New homeowners can save money on their policy. See all discounts Home insurance tailored to your needs If you call it home, we’ve got you covered. Talk to your independent agent about these coverages to find the best protection for you. Dwelling Covers damage to the home’s physical structure. Personal property Pays for damage to personal or household belongings, whether at home or away. Personal liability Pays for legal fees, court-ordered payments or settlement amounts should you cause injury to someone or damage their property. See all coverages Common questions about home insurance Get quick answers to common homeowners insurance questions. How much home insurance do I need? It’s important to assess your home insurance needs and determine how much you can afford to pay out of pocket for costs your policy won’t cover. Your independent agent can walk you through this process and select the right coverage and discounts to meet your needs. How does a home insurance deductible work? Your home insurance deductible is the amount of money you pay out of pocket before your coverage kicks in. For example: The roof of your home is damaged in a covered loss and you submit an insurance claim for $5,000 in repairs. If your deductible is $1,000, you pay that amount to the repair company and your insurance company pays the remaining $4,000. Grange home insurance deductibles are paid on a per claim basis. If you have multiple claims in a year, you’ll be responsible for paying the deductible for each claim reported on your policy. What states does Grange offer home insurance in? Together with Integrity Insurance, our affiliate company, we offer home insurance to customers in Georgia, Illinois, Indiana, Iowa, Kentucky, Minnesota, Ohio, Pennsylvania, Tennessee, Virginia and Wisconsin. Read customer reviews Just ask our customers about the quality of our service. Grange is committed to using that feedback to improve our customer service. See what our customers are saying about Grange Insurance. Rebecca J. Grange saved me over $1,000 per year for the same coverage. Andrew J. They were knowledgeable, empathetic and very supportive of me while I owned my first house. Joseph P. We had a fire and we were back home in less than three weeks due to fast service from Grange. James S. I have been a customer of Grange Insurance for almost 40 years. They are always ready and willing to assist your needs. Why independent agents? They work for you Independent agents work for you to find the best coverage options from multiple insurance companies. Insurance agents who represent one carrier can only provide the best options from a single insurance provider. Expert advice Independent home insurance agents consider your needs to find the best coverage for you. Because they aren’t tied to a specific insurance company, they can provide more coverage options. It’s easier to comparison shop Unlike shopping for home insurance online, working with an independent agent puts an expert in your corner. You won’t have to wonder if you’re on the right track when you work with an independent agent because they make it easy to compare home policies from multiple carriers. Find an agency *Available coverages and discounts may vary by state. Please contact your Grange Independent Agent to discuss coverage details, discounts and eligibility requirements. For specific coverage details, always refer to your policy. If the policy coverage descriptions herein conflict with the language in the policy, the language in the policy applies. Grange Insurance policies are underwritten by Grange Insurance Company and Trustgard Insurance Company, which are licensed PA insurers and members of the Grange Insurance Company.