Grange auto insurance coverages Liability coverage. If an accident occurs and you’re determined to be at fault, we’ll cover the cost of repairs to property and medical bills you are liable for. Collision coverage. Covers the cost of vehicle repairs after an accident once the policy deductible is paid. If your vehicle is a total loss, we’ll reimburse you for the current value of your vehicle. Comprehensive car insurance. If there is damage to your vehicle not related to a collision, like damage caused by fire, hail, theft and glass breakage, we’ll cover repairs. Medical payments and personal injury coverage. Covers a limited amount of related medical expenses for you and your passengers, no matter who is determined at fault for the accident. Uninsured/underinsured motorist coverage. If you’re hit by a driver with minimal or even zero car insurance, we’ll cover the gap. Roadside assistance coverage. If you have a roadside emergency, like running out of fuel or engine trouble, you’ll receive fast, safe and reliable roadside service without the out-of-pocket cost. Learn more Rental reimbursement coverage. The cost of getting you from point A to point B while your car is out of commission from a covered loss is reimbursed with this coverage. New car replacement insurance. If your vehicle is a total loss and two years old or newer, we’ll pay to replace it. Full glass coverage. Avoid paying your deductible if you have a crack in your windshield. Personal umbrella car insurance. Coverage for costs if you cause an accident and are sued for property damage or injuries. Learn more Loan/lease gap coverage. This covers the difference between your vehicle’s actual cash value and what you owe on your loan or lease. Learn more Identity theft car insurance. Get the resources to keep your identity safe and professional services if your identity is stolen. Learn more Pet injury and mobile device coverage. Protection for the other precious cargo riding along with you. Original equipment manufacturer parts coverage. When your car is repaired, this ensures original manufacturer parts are used when available. Boat, recreational vehicle and motorcycle insurance. Get discounts for bundling the variety of vehicles you own. For more information on Grange auto insurance coverages or to explore auto insurance discounts, contact your independent insurance agent or find an agency today. Find an agency *Available coverages and discounts may vary by state. Please contact your Grange Independent Agent to discuss coverage details, discounts and eligibility requirements. For specific coverage details, always refer to your policy. If the policy coverage descriptions herein conflict with the language in the policy, the language in the policy applies.