Equipment Breakdown Coverage

When technology takes a sick day, equipment breakdown coverage keeps you in business.
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Whether it’s your restaurant’s pizza oven, manufacturing equipment or landscaping lawn mower – the equipment you use to run your business is becoming more complex and costly to repair and replace.

When to consider equipment breakdown coverage

Think about everything it takes to run your business. Do you:

  • Rely on equipment or technology to operate?
  • Anticipate a negative impact on your bottom line when equipment unexpectedly breaks down?

Equipment breakdown coverage

Grange Insurance offers equipment breakdown coverage called TechAdvantage™. This optional coverage can be added to your business insurance to protect your equipment and your business while keeping you on technology’s cutting edge.

Here are the benefits of Grange’s equipment breakdown TechAdvantage:

  • Microelectronics coverage. When there’s damage to circuitry that’s undetectable to the naked eye, equipment breakdown coverage can help you respond to the issue.
  • Cloud computing service interruption coverage. When your cloud service provider has an outage, equipment breakdown coverage helps ease the financial burden of lost data and business income.
  • Service interruption coverage, including data restoration. When there’s another cause of data loss, such as a power outage from a covered service interruption, equipment breakdown coverage can help you recover.
  • Expanded off-premises coverage. When your mobile equipment and technology quits off-site, equipment breakdown coverage provides business income, extra expense and data restoration.
  • Public relations coverage. When an equipment failure causes reputation issues, equipment breakdown coverage can help.
  • Environmental, safety and efficiency coverage. If your covered equipment needs replaced due to a loss, Grange will pay the additional cost (up to 150%) for you to upgrade to safer, more energy-efficient or more environmentally-friendly equipment.

Keep your business running

Don’t leave your business unprotected if your equipment and technology suddenly quit. Speak with your local independent insurance agent about adding Equipment Breakdown TechAdvantage coverage to your Grange business insurance. Or get a quote from an independent agent near you!


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Why we work with independent insurance agents

*Available coverages and discounts may vary by state. Please contact your Grange Independent Agent to discuss coverage details, discounts and eligibility requirements. For specific coverage details, always refer to your policy. If the policy coverage descriptions herein conflict with the language in the policy, the language in the policy applies.