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Grange home insurance coverages

 

Dwelling coverage.

Covers damage to your home’s physical structure.

Personal property coverage.

Pays for damage to personal or household belongings, whether at home or away.

Personal liability coverage.

Pays for legal fees, court-ordered payments or settlement amounts if you cause injury to someone or damage property.

Underground service line coverage.

Maintaining underground service lines like water, waste, heating, cable and internet is a homeowner’s responsibility. This covers service line repairs.

Equipment breakdown coverage.

Coverage for heating, cooling or ventilations systems after an accidental breakdown.

Identity theft insurance.

Resources to keep your identity safe and professional services to help you recover your assets, rebuild your identity and get your life back on track if your identity is stolen. Learn more

Personal cyber insurance.

Protection for your data, software and smart home systems as well as access to services that protect you from the financial impact of a cyber-attack. Learn more 

Back up of sewers and drains coverage.

Coverage if your sump pump fails or a sewer or drain backup causes a flood.

Home replacement cost coverage.

Restore your home and everything inside it after a covered total loss.

Valuables, collectibles and jewelry insurance.

Get compensated when high-value items are damaged or stolen. Learn more

Concealed water damage

Restore your home after hidden water damage.

Matching materials

Replaces roofing or siding with matching materials. When original materials are not available, this coverage pays for full replacement with materials closest in quality and type.

Personal umbrella insurance.

Covers settlement costs if you are sued for property damage, character defamation, libel and more. Learn more

Assisted living care.

Added protection for a loved one’s personal belongings while they’re in an assisted living facility.

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And more.

Ask your independent agent for a complete list of coverages.





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For more information on types of homeowners insurance or to explore home insurance discounts, contact your independent insurance agent or find an agency today.

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Coverages described herein may not be available in all states. Please contact a local independent Grange agent for complete details on coverages and discounts. If the policy coverage descriptions herein conflict with the language in the policy, the language in the policy applies. For the coverage to apply, a claim must be made and reported during the policy period. Scenarios above are not actual claims. The material provided above is for informational, educational, or suggestion purposes and does not imply coverage. WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL PREMIUM RATE FOR THE INSURANCE HEREIN ADVERTISED. Grange Insurance policies are underwritten by Grange Insurance Company and Grange’s subsidiaries. Not all companies are licensed in Pennsylvania.