Grange home insurance coverages Dwelling coverage. Covers damage to your home’s physical structure. Personal property coverage. Pays for damage to personal or household belongings, whether at home or away. Personal liability coverage. Pays for legal fees, court-ordered payments or settlement amounts if you cause injury to someone or damage property. Underground service line coverage. Maintaining underground service lines like water, waste, heating, cable and internet is a homeowner’s responsibility. This covers service line repairs. Equipment breakdown coverage. Coverage for heating, cooling or ventilations systems after an accidental breakdown. Identity theft insurance. Resources to keep your identity safe and professional services to help you recover your assets, rebuild your identity and get your life back on track if your identity is stolen. Learn more Personal cyber insurance. Protection for your data, software and smart home systems as well as access to services that protect you from the financial impact of a cyber-attack. Learn more Back up of sewers and drains coverage. Coverage if your sump pump fails or a sewer or drain backup causes a flood. Home replacement cost coverage. Restore your home and everything inside it after a covered total loss. Valuables, collectibles and jewelry insurance. Get compensated when high-value items are damaged or stolen. Learn more Personal umbrella insurance. Covers settlement costs if you are sued for property damage, character defamation, libel and more. Learn more Assisted living care. Added protection for a loved one’s personal belongings while they’re in an assisted living facility. And more. Ask your independent agent for a complete list of coverages. For more information on types of homeowners insurance or to explore home insurance discounts, contact your independent insurance agent or find an agency today. Find an agency *Available coverages and discounts may vary by state. Please contact your Grange Independent Agent to discuss coverage details, discounts and eligibility requirements. For specific coverage details, always refer to your policy. If the policy coverage descriptions herein conflict with the language in the policy, the language in the policy applies.