Affordable renters insurance to protect what matters most

Protect the things you care about inside your four walls and beyond. Whether you live in an apartment, townhouse or house, renters insurance coverage can save you money and help you recover from damage or theft.

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Save in multiple ways

Grange offers a variety of discounts and coverage options for affordable renters insurance that will meet your needs.


Save when you bundle your Grange renters insurance with an auto insurance policy.

Smart fire alarm

Save on your policy when your residence is equipped with a Central Station or Direct Fire Alarm.*

Smart home alarm

Save when your residence is equipped with a Central Station Burglar System.

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Renters insurance coverage and features for your needs

Talk to your independent insurance agent today about the coverages and features most important to you, such as:

Personal belongings

Covers cost of damaged or stolen personal or household belongings, whether at home or away.

Loss of use / additional living expenses

Covers the cost of living elsewhere when you’re unable to live at your residence due to a covered loss.

Personal liability

Pays for legal fees, court-ordered payments or settlement amounts should you cause injury to someone.

Medical payments to others coverage

Coverage if someone is accidentally injured at your residence.

Additional coverage options

Identity theft insurance

Resources to keep your identity safe and professional services if your identity is stolen. Learn more

Personal cyber insurance

Protection for your data, software and smart home systems as well as access to services that protect you from the financial impact of a cyber-attack. Learn more

Valuables, collectibles and jewelry insurance

Get compensated when high-value items, like musical instruments or an engagement ring, are damaged or stolen. Learn more

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Common questions about renters insurance

Get quick answers to some of the most asked questions about renters insurance.

Is renters insurance expensive? Grange Insurance policies start out as low as $100 per year, but the price of your policy will vary based on your coverages and discounts.
Is renters insurance worth it? The benefits of this affordable, customizable coverage are a worthy investment for any renter. For a low monthly payment, a basic Grange renters insurance policy covers electronics, clothes, appliances, bikes and more against damage or theft. Additional coverage options provide even more protection.
Is renters insurance required? While renters insurance is not required by law, your landlord may require it as a condition of your lease to help them avoid disputes and financial obligation should your belongings be damaged. Even when rental insurance coverage is not required, it’s something every renter should consider.

Read customer reviews

Just ask our customers about the quality of our service. Grange is committed to using feedback to improve our customer service.

See what our customers are saying about Grange Insurance.

Gwendolyn H.

”It’s easy paying through the app. Grange has comprehensive coverages and competitive pricing.”

Keith H.

“Very easy to work with. Great company, great service and great price.”

Lena T.

”Absolutely amazing coverage that’s affordable. Customer service is always quick and knowledgeable.”

Walter W.

“Anytime I need assistance with a claim or my policy, the Grange people have always taken the time to explain everything.”

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Why independent agents?

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They work for you

Independent agents work for you to find the best coverage options from multiple insurance companies. Insurance agents who represent one carrier can only provide the best options from a single insurance provider.

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Expert advice

Independent home insurance agents consider your needs to find the best coverage for you. Because they aren’t tied to a specific insurance company, they can provide more coverage options.

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It’s easier to comparison shop

Unlike shopping for renters insurance online, working with an independent agent puts an expert in your corner. You won’t have to wonder if you’re on the right track when you work with an independent agent because they make it easy to compare renters policies from multiple carriers.

Find an agency


*Central Station alarm systems are monitored by an operator who will contact fire, ambulance or police services for you in the event of an emergency when your alarm system sounds.

Available coverages and discounts may vary by state. Please contact your Grange Independent Agent to discuss coverage details, discounts and eligibility requirements. For specific coverage details, always refer to your policy. If the policy coverage descriptions herein conflict with the language in the policy, the language in the policy applies.