Workers’ Compensation Insurance

If an employee is injured on the job, workers’ compensation insurance protects your business and employees.
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Your employees’ safety is a top priority, but you can’t prevent every possible accident, illness or injury from happening on the job. Workers’ compensation insurance provides financial protection to business owners like you, helping fulfill your financial obligation to injured employees.

Workers’ compensation insurance

Workers’ compensation insurance covers a variety of work-related injuries and illnesses. Here are some examples:

  • Hearing loss from being repeatedly exposed to loud noises
  • Compensation after a work-related car accident
  • Becoming injured after a fall from a ladder

Get more with Grange

Most businesses with Grange’s commercial property and liability insurance are eligible for our workers’ compensation coverage. And when you place your workers’ compensation with Grange, you’ll receive expert assistance to help prevent accidents, as well as claims staff that can help ease medical costs and shorten recovery time. Our services include:

Medical management

  • Prescription drug triage program
  • Retail pharmacy card program
  • Prescription first-fill program
  • Nurse care management and vocational rehabilitation services

Specialized services

  • Experienced claims team
  • Special Investigations Unit (fraud prevention)
  • Convenient claim reporting
  • Cost management services

Risk control

  • Specialized loss control service plan based on your needs
  • Zero Accident Culture training
  • Ergonomic evaluation
  • OSHA compliance assistance
  • Fall protection training
  • Safety program development
  • And more

Do you need workers' comp?

Workers' compensation insurance is mandatory for most businesses. Since each state has different regulations, speak with your independent insurance agent and visit your state’s workers’ compensation website to determine if your business is required to have workers' compensation coverage.

Protect your people and your business

It’s important for you, your business and your employees that you have the proper workers’ compensation coverage and risk control plan in place. Talk to your independent insurance agent about adding Workers’ Compensation coverage to your Grange business insurance. Or get a quote from an independent agent near you!


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Why we work with independent insurance agents

*Available coverages and discounts may vary by state. Please contact your Grange Independent Agent to discuss coverage details, discounts and eligibility requirements. For specific coverage details, always refer to your policy. If the policy coverage descriptions herein conflict with the language in the policy, the language in the policy applies.