Is workers’ compensation required in my state?
Workers’ compensation insurance is mandatory for most businesses and each state has different requirements. Speak with your independent agent and visit your state’s workers’ compensation website to determine if this coverage is required for your business.
Where can I get the right workers’ compensation insurance for my small business?
Working with an independent agent is the best way to find the right insurance for your business. Your agent can suggest and explain the coverages you need.
How much does workers’ compensation cost?
Factors like the size of the business, payroll and claim history can impact workers’ compensation rates. Grange provides customized options for your business. Talk to your independent agent to learn more.
How does workers’ compensation work?
In the event of a workplace injury or illness, here are steps to file a workers’ compensation claim:
Ensure that your employee receives any necessary medical care.
Report the incident to your workers’ compensation insurance provider as soon as possible.
After you report your claim, a representative will contact you to gather additional details and discuss the incident.
Following your conversation with a claim representative, you may need to submit additional information about the incident. Your representative will inform you of what that information is.
Your claim representative will submit any required paperwork to your state’s Bureau of Workers’ Compensation and stay in touch with you regarding the status of your claim.
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