Premium Audit Whether you're a seasoned business owner or just opening the doors to your new business, you may not understand what a Premium Audit is or why you need to complete it. A Premium Audit is a requirement of all insurance companies. It helps us to understand your current business needs and to make sure you’re paying for the right insurance coverage. Our process is simple to complete, so you can focus on growing your business. Watch our short video above to learn more. Answering your questions You can find answers for your frequently asked questions about Premium Audit with our FAQ document. Read the FAQ Your independent agent is here to help. Call your agent today with questions and to learn more about Premium Audit. Find an agent *Available coverages and discounts may vary by state. Please contact your Grange Independent Agent to discuss coverage details, discounts and eligibility requirements. For specific coverage details, always refer to your policy. If the policy coverage descriptions herein conflict with the language in the policy, the language in the policy applies.