Indiana auto insurance built for you

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When it comes to quality coverage you can afford, Grange offers car insurance in Indiana that’s tailored to you by an independent agent. Independent agents offer expertise and guidance to keep you in control of your coverage.

Common Indiana auto insurance questions

Yes, it’s illegal to drive without car insurance in Indiana. There are minimum limits of liability insurance required.

Indiana auto insurance laws require these legal minimums:



Bodily injury

$25,000 per person; $50,000 per incident

Uninsured motorist bodily injury

$25,000 per person; $50,000 per incident

Property damage

$25,000 per incident

Underinsured motorist bodily injury

$50,000 per incident


Learn more about Indiana insurance requirements

Yes, you need to insure your vehicle prior to registering it in the state of Indiana.

No, Indiana is an at-fault state. This means that if you are injured in an accident and the other party involved is at-fault, you may be able to work with their insurance to cover expenses related to your injuries.

If you are in an accident and have questions about how Indiana’s at-fault status impacts your coverage, your independent insurance agent or claim representative can walk you through your unique situation.

Car insurance should be built to fit your individual needs. Grange partners with independent insurance agents to ensure you have the right coverage to fit your budget. Find an agent and get on your way to the right auto insurance for you.

The cost of auto insurance varies based on the coverages selected and discounts you qualify for. Grange offers competitive rates and deep discounts to help you save money on your insurance. Learn more

This depends on the type of coverage. Liability insurance coverage follows the driver, covering them for applicable accidents when driving another vehicle.

Physical damage coverages follow the vehicle. This means if another driver is at-fault for an accident while driving the vehicle insured on the policy, the coverage would apply.

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Many ways to save

Save money with a variety of discounts.

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A customized policy made for you

Learn about coverages most important to you.

See all coverages


Read customer reviews

We are committed to using feedback to improve our customer service. Here’s what Indiana auto insurance customers have to say about Grange Insurance.

Five star rating

Colleen C.

I'm so glad to be a Grange customer. They are very helpful: always there in your time of need and quick to get you the help you need. I have been with them for over 10 years now and don't plan to go anywhere. 

Jordan P. 

The coverage is great!  Grange has always taken care of us in times of need.  The customer support is efficient.  When we had a claim, the process was smooth. We are very satisfied and glad we are with Grange.  

Lori O. 

Love this company. My car was t-boned and they were fast, efficient and friendly. I had no hassle and they helped me through the entire process. Can't say enough good things about Grange! 

Dave J. 

Grange and my agent made each claim so easy. From estimates, to settling, to getting the funds back in my hands, their attention to detail was first class. 

Why independent agents?

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They work for you

Insurance agents who represent one carrier can only provide the best options from a single insurance provider. Independent agents work for you, finding the best coverage options from multiple carriers.

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More coverage options

Independent car insurance agents consider your needs and driving habits to find the best coverage. Because they aren’t tied to a specific insurance company, they provide more options.

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It's easier to comparison shop

Unlike shopping for car insurance online, working with an independent agent makes it easy to compare auto policies from multiple carriers. You won't have to wonder if you're on the right track since you'll have an expert in your corner to answer your questions.

Find an agency

*Coverages described herein may not be available in all states. Please contact a local independent Grange agent for complete details on coverages and discounts. If the policy coverage descriptions herein conflict with the language in the policy, the language in the policy applies. The material provided above is for informational, educational, or suggestion purposes and does not imply coverage. WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL PREMIUM RATE FOR THE INSURANCE HEREIN ADVERTISED. Grange Insurance policies are underwritten by Grange Insurance Company, Trustgard Insurance Company, Grange Indemnity Insurance Company, Grange Insurance Company of Michigan and Grange Property & Casualty Insurance Company*. Not all companies are licensed in all states. *Not licensed in Pennsylvania.