Quality auto coverage and stellar service Grange provides quality auto insurance coverage and stellar service through our partnerships with independent insurance agents. Common Virginia car insurance questions Do I need car insurance in Virginia? Yes, it’s illegal to drive without car insurance in Virginia. Drivers in Virginia are required to have bodily injury coverage and property damage liability coverages. What is the minimum car insurance coverage required in Virginia? These are the required coverage amounts in Virginia: Coverage Amount Bodily injury to others $30,000 per person; $60,000 per incident Property damage liability $20,000 per incident What happens if I don’t have car insurance in Virginia? Without car insurance, you are responsible for paying a $500 uninsured motor vehicle fee to the Virginia Department of Motor Vehicles. Additionally, if you are in an accident and determined to be at fault, you may be responsible for the full cost to repair damage caused to others’ property and the cost of medical payments for any injuries caused. Do I need insurance to register a car in Virginia? The Virginia Department of Motor Vehicles allows vehicle owners to register an uninsured vehicle by paying the $500 uninsured motor vehicle fee. What car insurance is right for me? The insurance you need will depend on multiple factors. Choosing the right insurance is easy when you work with an independent insurance agent, as they can ensure you have the right coverage to fit your budget. Learn more about the car insurance options Grange has to offer or work with an independent agent to get an auto insurance quote in Virginia. How much does car insurance cost per month in Virginia? Grange offers competitive rates and a variety of discounts to help you save money on auto insurance. An independent insurance agent can help you get a car insurance quote in Virginia with discounts you qualify for. Learn more Is Virginia a no-fault state for car insurance? No, Virginia is an at-fault state. This means that if you are injured in an accident and the other party involved is at-fault, you may be able to work with their insurance to cover expenses related to your injuries. If you are in an accident and have questions about how Virginia’s at-fault status impacts your coverage, your independent insurance agent or claim representative can walk you through your unique situation. Many ways to save Save money with a variety of discounts. See all discounts A custom policy made for you Learn about coverages most important to you. See all coverages Read reviews from Virginia customers We are committed to using feedback to improve our customer service. Here’s what some Virginia auto insurance customers have to say about Grange Insurance. Raymond S. All of our experiences have been great! Their service is tops! Johnny L. Great customer service. Robert G. My wife had an accident and totaled our vehicle. Thank God she was not injured. Our claim adjuster was caring, knowledgeable and quick taking care of our claim. Received payment in a couple of days. Very satisfied. Read more customer reviews Why independent agents? They work for you Insurance agents who represent one carrier can only provide the best options from a single insurance provider. Independent agents work for you, finding the best coverage options from multiple carriers. More coverage options Independent car insurance agents consider your needs and driving habits to find the best coverage. Because they aren’t tied to a specific insurance company, they provide more options. It's easier to comparison shop Unlike shopping for car insurance online, working with an independent agent makes it easy to compare auto policies from multiple carriers. You won’t have to wonder if you’re on the right track since you’ll have an expert in your corner to answer your questions. *Coverages described herein may not be available in all states. Please contact a local independent Grange agent for complete details on coverages and discounts. If the policy coverage descriptions herein conflict with the language in the policy, the language in the policy applies. The material provided above is for informational, educational, or suggestion purposes and does not imply coverage. WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL PREMIUM RATE FOR THE INSURANCE HEREIN ADVERTISED. Grange Insurance policies are underwritten by Grange Insurance Company, Trustgard Insurance Company, Grange Indemnity Insurance Company, Grange Insurance Company of Michigan and Grange Property & Casualty Insurance Company*. Not all companies are licensed in all states. *Not licensed in Pennsylvania.