Yes, it’s illegal to drive without car insurance in Virginia. Drivers in Virginia are required to have bodily injury coverage and property damage liability coverages.

These are the required coverage amounts in Virginia:

Without car insurance, you are responsible for paying a $500 uninsured motor vehicle fee to the Virginia Department of Motor Vehicles. Additionally, if you are in an accident and determined to be at fault, you may be responsible for the full cost to repair damage caused to others’ property and the cost of medical payments for any injuries caused.

The Virginia Department of Motor Vehicles allows vehicle owners to register an uninsured vehicle by paying the $500 uninsured motor vehicle fee.

The insurance you need will depend on multiple factors. Choosing the right insurance is easy when you work with an independent insurance agent, as they can ensure you have the right coverage to fit your budget. Learn more about the car insurance options Grange has to offer or work with an independent agent to get an auto insurance quote in Virginia.

Grange offers competitive rates and a variety of discounts to help you save money on auto insurance. An independent insurance agent can help you get a car insurance quote in Virginia with discounts you qualify for. Learn more 

No, Virginia is an at-fault state. This means that if you are injured in an accident and the other party involved is at-fault, you may be able to work with their insurance to cover expenses related to your injuries.

If you are in an accident and have questions about how Virginia’s at-fault status impacts your coverage, your independent insurance agent or claim representative can walk you through your unique situation.