Tailored coverage suited for your needs

Finding the right fit is important, especially when it comes to insurance. Our independent agents are dedicated to understanding your needs and finding the right auto insurance for you.


Common Georgia car insurance questions


Yes, it’s illegal to drive without car insurance in Georgia.



The Georgia auto insurance requirements are as follows:

Coverage

Amount

Bodily injury to others

$25,000 per person; $50,000 per incident

Property damage liability

$25,000 per incident



If you are in an accident and determined to be at fault, you may be responsible for the full cost to repair damage caused to others’ property and the cost of medical payments for any injuries caused.


If you fail to provide valid proof of insurance when required, you could receive a ticket, fines, license suspension or even jail time, depending on the situation.



The insurance you need will depend on multiple factors. The cost of auto insurance also varies based on the coverage selected and discounts you qualify for.


Choosing the right insurance is easy when you work with an independent insurance agent. They can ensure you have the right coverage to fit your budget. Work with an independent agent to get an auto insurance quote and learn more about the car insurance options Grange has to offer.



No, Georgia is an at-fault state. If you are injured in an accident and the other party involved is at-fault, you may be able to work with their insurance to cover expenses related to your injuries. If you are in an accident and have questions about how Georgia’s at-fault status impacts your coverage, your independent insurance agent or claim representative can walk you through your unique situation.



Yes, auto insurance in Georgia typically covers windshield replacement under the comprehensive coverage on the policy. This coverage helps pay for damages to your vehicle that are not caused by a collision, such as theft, vandalism and weather-related incidents like hail or falling objects.



In Georgia, car insurance follows the vehicle, not the driver. If someone covered under the auto insurance policy uses the car and is involved in an accident, they may be covered.


Contact your independent insurance agent if you have questions about a specific situation.



A gray hatchback is parked on a brick driveway.

Many ways to save

Save money with a variety of discounts.

A woman wears her seatbelt as she drives her car.

A custom policy made for you

Learn about coverages most important to you.

See all coverages

 

Read reviews from Georgia customers

We are committed to using feedback to improve our customer service. Here’s what some Georgia auto insurance customers have to say about Grange Insurance.

Five star rating

John R.

Bundled my auto and home insurance and saved money. Grange and my agent were helpful, fast and easy to work with.

Steve H.

The billing and payment process works without any problems. Staff are very friendly and accommodating. Their agents are some of the best people you will find.

Daniel F.

Submitting my claim was easy and it was resolved quickly.

Sammy F.

Started out with a Grange homeowners policy. I was pleased with their service, so I switched my car insurance to Grange.


Why independent agents?

A businessman sits at a desk and speaks with his colleague.

They work for you

Insurance agents who represent one carrier can only provide the best options from a single insurance provider. Independent agents work for you, finding the best coverage options from multiple carriers.

More coverage options

Independent car insurance agents consider your needs and driving habits to find the best coverage. They aren’t tied to a specific insurance company, so they provide more options.

A couple sit on a sofa and smile at a laptop they look at together.

It's easier to comparison shop

Unlike shopping for car insurance online, working with an independent agent makes it easy to compare auto policies from multiple carriers. An expert will answer your questions, so you won't have to worry about being on the right track.


Coverages described herein may not be available in all states. Please contact a local independent Grange agent for complete details on coverages and discounts. If the policy coverage descriptions herein conflict with the language in the policy, the language in the policy applies. The material provided above is for informational, educational, or suggestion purposes and does not imply coverage. WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL PREMIUM RATE FOR THE INSURANCE HEREIN ADVERTISED. Grange Insurance policies are underwritten by Grange Insurance Company, Trustgard Insurance Company, Grange Indemnity Insurance Company, Grange Insurance Company of Michigan* and Grange Property & Casualty Insurance Company*. *Not licensed in Pennsylvania