Is auto insurance required in Georgia?
Yes, it’s illegal to drive without car insurance in Georgia.
What is the minimum car insurance coverage required in Georgia?
The Georgia auto insurance requirements are as follows:
Coverage
Amount
Bodily injury to others
$25,000 per person; $50,000 per incident
Property damage liability
$25,000 per incident
What happens if I don’t have car insurance in Georgia?
If you are in an accident and determined to be at fault, you may be responsible for the full cost to repair damage caused to others’ property and the cost of medical payments for any injuries caused.
If you fail to provide valid proof of insurance when required, you could receive a ticket, fines, license suspension or even jail time, depending on the situation.
What car insurance is right for me?
The insurance you need will depend on multiple factors. The cost of auto insurance also varies based on the coverage selected and discounts you qualify for.
Choosing the right insurance is easy when you work with an independent insurance agent. They can ensure you have the right coverage to fit your budget. Work with an independent agent to get an auto insurance quote and learn more about the car insurance options Grange has to offer.
Is Georgia a no-fault state for car insurance?
No, Georgia is an at-fault state. If you are injured in an accident and the other party involved is at-fault, you may be able to work with their insurance to cover expenses related to your injuries.
If you are in an accident and have questions about how Georgia’s at-fault status impacts your coverage, your independent insurance agent or claim representative can walk you through your unique situation.
Does Georgia car insurance cover windshield replacement?
Yes, auto insurance in Georgia typically covers windshield replacement under the comprehensive coverage on the policy. This coverage helps pay for damages to your vehicle that are not caused by a collision, such as theft, vandalism and weather-related incidents like hail or falling objects.
Does insurance follow the car or driver in Georgia?
In Georgia, car insurance follows the vehicle, not the driver. If someone covered under the auto insurance policy uses the car and is involved in an accident, they may be covered.
Contact your independent insurance agent if you have questions about a specific situation.