Yes, it’s illegal to drive without car insurance in Illinois.

These are the required coverage amounts in Illinois:

You must have the minimum limits listed above to register a vehicle in Illinois.

If you are in an accident and determined to be at fault, you may be responsible for the full cost to repair damage caused to others’ property and the cost of medical payments for any injuries caused.

If you fail to provide valid proof of insurance when required, you could receive a ticket, fines, license suspension or even jail time, depending on the situation.

In Illinois, car insurance follows the vehicle, not the driver. If a family member or anyone listed on the auto insurance policy is involved in an accident, they will be covered under the policy.

Contact your independent insurance agent if you have questions about a specific situation.

The insurance you need will depend on multiple factors. Choosing the right insurance is easy when you work with an independent insurance agent. They can ensure you have the right coverage to fit your budget. Work with an independent agent to get an Illinois car insurance quote and learn more about the car insurance options Grange has to offer.

No, Illinois is an at-fault state. If you are injured in an accident and the other party involved is at-fault, you may be able to work with their insurance to cover expenses related to your injuries.

If you are in an accident and have questions about how Illinois’ at-fault status impacts your coverage, your independent insurance agent or claim representative can walk you through your unique situation.