No, the state of Georgia does not require homeowners, condo or renters insurance. However, your mortgage company, Homeowners’ Association or landlord may require insurance as a condition of your loan, association standing or lease.

The average cost of homeowners insurance will vary by the amount of coverage needed and characteristics of your home, such as the age of the building or if it has custom construction or elaborate design.

Grange partners with independent agents to ensure you have the right coverage to fit your budget. An independent agent can suggest and explain coverages that you need.

Homeowners insurance may help cover theft and break-ins. Many coverages on your home insurance policy may help you recover after a burglary such as dwelling coverage, personal property coverage and more. Ask your independent agent for additional details.

This depends on multiple factors. The best way to ensure you have appropriate coverage is to discuss this with your independent agent.

Your independent agent can help find the best coverage for your needs and help you apply discounts that you qualify for to get the best possible price for your coverage.